Kemadruma Yoga brings poverty. The cause of this yoga is the absence of planets on both sides of the Moon. If the kendras from the Moon or the Lagna are not empty, or if the Moon itself is placed in a kendra, the yoga is cancelled. However, in this case, the house occupied by the Moon is spoiled.
Shri Govind Swarup Agarwal - "Vedic Astrology"